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XRP Fixed Savings Product

90-days fixed term — one-time settlement at maturity, with earnings denominated in XRP

What is XRP?

90-Day XRP is a fixed-term, 90-day savings product designed for XRP holders on Bybit. It offers a clear yield structure with one-time settlement at maturity. The product provides a fixed 2.5% baseline APR, with potential additional promotional APR during event periods, paid together at maturity. Once subscribed, funds are locked for 90 days with no early redemption and no interim yield fluctuations. At maturity, you’ll automatically receive your principal plus all accumulated returns.

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Why choose XRP?

Low risk

Low risk

Market-neutral strategies help deliver stable and predictable returns.

Asset security

Asset security

Funds are managed within Bybit’s platform, with strategies used solely for execution to ensure controlled risk and asset safety.

First of its kind

First of its kind

Bybit pioneers fixed-term XRP savings, offering XRP holders a new way to earn.

FAQ

Terms and Conditions

  • This event is only open to users eligible for Savings services and may not be available, or may be restricted, in certain jurisdictions or regions or to certain users, depending on legal and regulatory requirements. These regions include, but are not limited to, China Mainland, France, Hong Kong, India, Kazakhstan and Uzbekistan. Please note that participants from Service Restricted Countries are not eligible to participate in this event.
  • Islamic accounts are not eligible to participate in the event.
  • Users must complete Identity Verification Lv. 1 to participate.
  • Institutional Users are eligible to participate in this event.
  • The APR may change based on market conditions.
  • All participating users must strictly follow the Bybit Terms of Service. Bybit reserves the right to disqualify any participants who engage in dishonest or abusive activities during the event, including bulk-account registrations to farm additional bonuses, reusing chain funds and any other activities in connection with unlawful, fraudulent or harmful purposes.
  • Bybit reserves the right to modify the terms of this event without notifying users in advance.
  • Bybit reserves the right of the final interpretation of this event. If you have any questions, please contact our Customer Support team.